Marco PaceAML · FINANCIAL CRIME · ADVISORY
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MARCO PACE · AML/CFT & FINANCIAL CRIME

AML advisory.
From risk to a clear decision.

Making a difference starts before risk becomes a problem.

I support accountants, professional firms and obliged entities with AML controls and duties, and businesses facing bank requests or complex transactions. I help identify what is missing and prepare proportionate controls, evidence and clear, documented responses.

Start from your need Describe your need
Firms · CSPs · TrusteesPayments & EMIFinancial crimeCross-border
Marco Pace
10+years of experience
AML/CFT & Compliance
European
multi-sector experience

START FROM YOUR NEED

How can I help?

Choose the situation closest to yours. Each route helps you understand what to check and what support may be useful.

YOU ARE HERE
AML & Financial Crime Advisory

Start from a situation, not from a list of services.

CHOOSE YOUR CONTEXT
AML advice · banking · transactions · training

The four cards below take you to the most relevant route.

GO DEEPER
Understand · check · decide the next step

Cases, controls and insights appear only where they add value.

How to choose your route
YOU ARE HERE
AML & Financial Crime Advisory

Start from a situation, not from a list of services.

CHOOSE YOUR CONTEXT
AML advice · banking · transactions · training

The four cards below take you to the most relevant route.

GO DEEPER
Understand · check · decide the next step

Cases, controls and insights appear only where they add value.

01

AML ADVISORY

Need to apply or improve AML controls?

Risk assessments, BRA/CRA, policies, CDD/EDD, testing and remediation: practical support for professional firms and organisations.

Explore AML advisory
02

BANKING ISSUES

A restricted account or a request from your bank?

Understand the request and prepare coherent information, documents and a response, without promising the bank’s decision.

Address the banking issue
03

COMPLEX TRANSACTIONS

Preparing a significant or cross-border transaction?

Support with information, documentation and intermediary dialogue, without shortcuts around controls.

See the support
04

AML TRAINING

Does your team need to turn rules into practice?

Sector-specific training for professionals and organisations, with cases, exercises and evidence of participation.

Explore AML training

For professionals and businesses. Support built around your role.

For accountants, lawyers, notaries, CSPs, trustees and fiduciary providers dealing with complex clients or transactions. I work alongside your team with confidential, complementary support; the professional retains the client relationship and legal responsibilities.

Professional firms, trusts and CSPs →Financial institutions →Gold buyers, import-export, real estate and other sectors →

OPTIONAL ORIENTATION TOOLS

Not sure where to start?

These tools help frame a question. They are separate from a consultancy engagement and do not certify compliance.

Check AML

Six short questions to identify the area worth examining first, without an automated compliance verdict.

Open AML Check →

Radar Readiness

Already have an AML framework? Review six areas and identify which evidence and controls need closer attention.

Open Readiness Radar →

BANKING ISSUES · BUSINESS CONTINUITY

Has your bank blocked your account or put a payment on hold?

A rejected account application, an unexpected request for documents or a payment that cannot proceed: understand what may be happening and how to respond.

Explore the banking issue pathway
Account restricted
Transfer on hold
Documents requested
Specialist support

THREE PERSPECTIVES, ONE PRACTICAL METHOD

Understand the request. Prepare a coherent response.

Experience in banking, payments and Financial Crime, alongside businesses and professionals and in professional dialogue with authorities, informs how I approach your case.

01 · INTERMEDIARY

Read the control

Understand the risk being examined and the evidence the intermediary needs.

02 · AUTHORITIES

Understand the expectation

Connect requirements and findings to responsibilities, controls and supporting evidence.

03 · YOUR BUSINESS

Build the response

Organise facts, funds and documents into a clear explanation, within the agreed scope.

Experience and method

MARCO PACE

10+ years across AML and financial crime

With over 10 years of experience, my background combines a Master’s-level degree in Economics & Management with advanced AML/CFT study, ACAMS certification, ICA training focused on gaming and dedicated learning in crypto-assets and banking, alongside hands-on experience in payments, financial institutions and cross-border operations.

Master’s degreeEconomics & ManagementACAMSAML & Financial CrimeICAGaming complianceSpecialist trainingCrypto · Banking · AML/CFT
Profile, experience and credentials

INSIGHTS

Analysis that connects rules to practice.

AMLR · 2027

From the new regulation to operations

What changes across CDD, risk assessment, governance and controls.

Read the analysis
AMLA · SUPERVISION

The European AML/CFT supervisory system

Mandate, convergence and practical implications for firms.

Read the analysis
PROFESSIONAL PRACTICE

Beyond the AML checklist

Connecting engagement, risk, beneficial ownership and defensible decisions.

Read the analysis
AI × FINANCIAL CRIME

AI against AI: the decisive point remains human

Deepfakes, detection and human oversight: where technology helps, where it can deceive and which decision must remain verifiable.

Read the analysis

FROM CASE TO CONTROL

The value is not knowing the headline. It is knowing what to verify.

Documented cases become useful when they expose a control question that can be applied beyond the individual proceeding.

INVOICES · ECONOMIC RATIONALE

An invoice does not explain the payment by itself.

Actual service, supplier capacity, beneficiary and flow need to describe the same transaction.

See the case and what to verify
INSTRUCTIONS · INDEPENDENT VERIFICATION

A credible channel does not authenticate the instruction.

When voice, message or identity appear plausible, the useful control steps outside the same chain: a previously verified contact, authority, beneficiary and second approval.

See where to break the chain
STRUCTURES · FLOWS

The network can become part of the evidence.

When companies, accounts and counterparties repeat the same function, structure and economic rationale need to be read together.

See how to reconstruct the case

CONTACT

Start with a short description

For a first conversation, email a short description of your role, need and timing. Please do not send case files or unnecessary personal data.

Frame your enquiry
Or email info@marcopace.net. For a first contact, do not send documents or unnecessary personal data.